Preguntas frecuentes

Buyers looking on both sides of the PA/DE line usually ask the same question: which side costs less? It depends on your income, where you work and the specific house. Here's how income, sales, property, transfer and vehicle taxes differ, with the official tools to check a real address.

Each state we work in runs its own first-time buyer program, and each one works a little differently. Here's what Pennsylvania, Delaware and Maryland offer in 2026, where $0 down actually exists, and the transfer-tax breaks that only Delaware and Maryland give.

Your deposit doesn't go to the seller. In Pennsylvania, Delaware and Maryland it goes into a regulated broker escrow account, on a deadline, and each state has its own rules for getting it back. Here's how it works and what happens if buyer and seller disagree.

Lender fees and prepaids look much the same in all three states. The government taxes and title insurance don't. Here's what goes into a buyer's closing costs in Pennsylvania, Delaware and Maryland, with the sourced numbers on a $400,000 home.

The same $400,000 house carries a very different transfer tax bill depending on which side of the state line it sits. Here's how Pennsylvania, Delaware and Maryland compare, who customarily pays, and the first-time buyer breaks in DE and MD.

You'll read online that dual agency is illegal in Maryland. It isn't, but Maryland handles it differently than Pennsylvania or Delaware. Here's how each state works and what to ask before you agree to it.

All three states we work in make sellers put what they know in writing, but the forms, the timing and the escape hatches differ. Here's what Pennsylvania, Delaware and Maryland require, including Maryland's revised form from September 2026.

Southern Chester County sits minutes from two state lines, so agents here end up with clients on all three sides. Here's how a Pennsylvania, Delaware or Maryland license carries over, and what each state still requires.

The NAR settlement has changed how buyer agents are compensated, but not the value they provide. Here's what buyers and sellers need to know.